AD Consult

We Help You Plan Your Finances

The cost of studying abroad extends well beyond tuition; without a clear plan, it catches most students off guard.

Initial Consultation

Fee$150 Only

then it will be deduct on
actual service fee later on

Government Fee Paid

separately by you

What We Help Students With

Career Counselling

Identify your path and country comparison guidance.

Admissions Support

University, college and institute application and offer support.

Statement Preparation

Genuine student statements, SOPs and essay guidance.

Visa Lodgement Support

Complete visa application, documentation, and lodgement.

ESTIMATED ANNUAL COSTS

Understand the Real Cost Before You Go

Figures are indicative annual averages. Your AD Consult advisor will build a personalised budget based on your course, city, and lifestyle.

Australia

AUD/Year

Tuition

$18,000 – $42,000

Living

$21,000 – $28,000

OSHC Insurance

$300 – $600

Work Rights

48 Hrs / Fortnight

UK

AUD/Year

Tuition

$18,000 – $42,000

Living

$21,000 – $28,000

OSHC Insurance

$300 – $600

Work Rights

48 Hrs / Fortnight

America

USD/Year

Tuition

$18,000 – $42,000

Living

$21,000 – $28,000

OSHC Insurance

$300 – $600

Work Rights

48 Hrs / Fortnight

* All figures are indicative estimates and vary by institution, city, and course. Consult our advisor for a personalised breakdown.

HOW WE HELP

Your Financial Journey, Simplified

1

Budget Assessment

We review your total available funds, family support, and savings to map out a realistic study budget.

2

Scholarship Matching

We identify merit-based, need-based, and country-specific scholarships you are eligible to apply for.

3

Education Loan Guidance

We guide you through bank loan options, documentation, and GIC/blocked account requirements for student visas.

4

Ongoing Cost Planning

We advise on budgeting for living costs, tax file numbers, part-time work rights, and financial proof for visa applications.

EXPERT GUIDANCE

We Help You Plan Your Finances

The cost of studying abroad extends well beyond tuition; without a clear plan, it catches most students off guard.

AD Consult creates proper cost breakdowns for shortlisted universities and identifies available scholarships that students are genuinely competitive for. Later, we guide you through education loan options and prepare required documents. Get your documentation and visa application requirements right with our experts.

Studying abroad is an investment. We help you make it a sound one.

Personal or family savings

Bank statements showing funds held for a minimum period, translated and certified where required, in the right format for the Department or institution.

Education loans

Loan approval or sanction letters from a recognised financial institution, showing the loan covers tuition and living costs.

Sponsor income & assets

Where a parent, relative or organisation is sponsoring you, we advise on the income and asset evidence required to show genuine capacity to support you.

Scholarship or government funding

Confirmation letters and funding schedules for students on a scholarship, government loan or DFAT/ Defence-sponsored place.

Scholarship Types We Help With

Merit-Based Scholarships

Academic excellence awards from universities

Government Scholarships

AAS, Commonwealth, Fulbright, Chevening

Need-Based & Diversity Awards

Grants targeting South Asian and Nepali students

Research & Institutional Grants

PhD and Masters by Research funding

Get your personalised study budget plan today

Budget and financial planning
Financial planning workspace
Financial consultation meeting
Financial documents review

Send Us a Message

Fill up the form and one of our financial advisers willcontact you via email.

Need help planning your finances?

Book a consultation and we'll create a personalized budget plan.