AD Consult

Health Insurance Support For Students & Visa Applicants

If a visa application has been refused, or a visa has been cancelled, you may be able to apply for a merits review at the Administrative Review Tribunal (ART) — Australia's tribunal for reviewing migration decisions, which replaced the former AAT. Strict time limits apply, so speed matters.

Consultation Fee

Consultation

Fee

$150 Only

then it will be deduct on
actual service fee later on

We Help With

OSHC Guidance

OSHC Guidance

Expert advice on selecting and understanding Overseas Student Health Cover.

Student Visa Health Planning

Student Visa Health Planning

Health insurance planning to meet specific student visa requirements.

Policy Duration and COE

Policy Duration & COE

Aligning policy duration with your Confirmation of Enrolment (COE).

Family and Dependent Cover

Family & Dependent Cover

Assistance with renewing or extending your health cover.

Overview

Deadlines are fixed and short

Health insurance is an important part of studying and living in Australia. International students generally need Overseas Student Health Cover for the duration of their student visa. Other visa applicants may also need to consider suitable health cover depending on their visa type, stay period and personal circumstances.

Overseas Student Health Cover
Mandatory For Subclass 500

OSHC — Overseas Student Health Cover

Required for the entire duration of your student visa. Covers hospital treatment, ambulance transport (in most policies) and some out-of-hospital medical costs. Must be arranged before your visa is granted and kept current for your whole course.

  • Single, couple & family policies
  • Must match visa duration
  • Condition of visa grant
Overseas Visitor Health Cover
Recommended / Required For Some Visas

OVHC — Overseas Visitor Health Cover

Covers visitors and temporary visa holders (including subclass 485 and some 600 applicants) who aren’t eligible for Medicare. A condition of some visa subclasses and strongly advisable for the rest, given the cost of private medical treatment in Australia.

  • Hospital & extras options
  • Required for subclass 485
  • Advisable for subclass 600
What's Included

What the $440 consultation fee covers.

We compare policies from our partnered providers against your course length and budget, and handle the paperwork so the policy is active before you lodge your visa application.

Insurance policy comparison
Travel

Travel insurance & flight bookings

For the trip itself, we coordinate travel insurance and flight bookings through our sister brand, AD Travel& Tours, so your travel and visa documents line up on the same timeline.

Get travel cover

Get a health cover quote

Tell us your visa subclass and course length, and we'll compare policies for you.

Book your consultation